Fix kamatozású OTP Személyi Kölcsönnel könnyebben érheti el céljait

From: OTP Bank <informacio_at_otp.hu>
Date: Mon, 28 Feb 2022 11:38:57 +0100 (CET)

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<IMG SRC="https://ad.doubleclick.net/ddm/ad/N1483281.3685793OTP_EDM/B25900306.309618031;sz=1x1;ord=[timestamp];dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;gdpr=${GDPR};gdpr_consent=${GDPR_CONSENT_755}?" BORDER=0 WIDTH=1 HEIGHT=1 ALT="Advertisement"></A><span class="preheader" style="color:#EFF2F9;display:none!important;font-size:1px;line-height:1px;max-height:0;max-width:0;mso-hide:all!important;opacity:0;overflow:hidden;visibility:hidden">Részletek az ajánlatokról és aktiválásukról.</span>
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                                                    <a href="https://www.otpbank.hu/email/?id=i2euh398y6005j22g01nylvec0pdci9352ewwby35g7z0gt1r53w943y776d4wn4c5qqbrp2o95dl51evw38i89mfbwr8cfnlgep50u7it5w3u5le2ojfx0nn9tn&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2FSzabadFelhasznalasuHitelek%2FSzemelyiKolcson%2FElethelyzetek%3Futm_source%3Dotpcampaign%26utm_medium%3Demail%26utm_campaign%3Dotp_szk_210101_211231_event_ehbet%26utm_content%3Dfejleckep" rel="noopener noreferrer" target="_blank" align="center" class="float-center" style="Margin:0;color:#52ae30;font-family:Arial,sans-serif;font-weight:400;line-height:1.5;margin:0;padding:0;text-align:left;text-decoration:underline"><img src="https://www.otpbank.hu/static/hirlevel/edm/sw/pic/SZK_fejleckep_alma.png" width="608" height="" alt style="-ms-interpolation-mode:bicubic;border:none;clear:both;display:block;max-width:100%;outline:0;text-decoration:none;width:auto"></a>
                                                                                                        
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                                                <table width="100%" cellspacing="0" cellpadding="0" border="0" style="border-collapse:collapse;border-spacing:0;padding:0;text-align:left;vertical-align:top;width:100%">
                                                    <tr style="padding:0;text-align:left;vertical-align:top">
                                                        <td class="header__headline heading heading--h1" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#006C3F;font-family:Arial,sans-serif;font-size:32px;font-weight:400;hyphens:none;line-height:40px;margin:0;padding:0;padding-bottom:8px;padding-top:2px;text-align:left;vertical-align:top;word-wrap:break-word">
                                                            <h1 style="Margin:0!important;Margin-bottom:10px;color:inherit;font-family:Arial,sans-serif;font-size:32px;font-weight:700;line-height:40px;margin:0;margin-bottom:10px;mso-line-height-rule:exactly;padding:0;text-align:left;word-wrap:normal">Segítségre van szüksége a következő lépéshez?!</h1></td>
                                                    </tr>
                                                    <tr style="padding:0;text-align:left;vertical-align:top">
                                                        <td class="header__sub-headline heading heading--h4" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#006C3F;font-family:Arial,sans-serif;font-size:24px;font-weight:400;hyphens:none;line-height:32px;margin:0;padding:0;padding-bottom:32px;text-align:left;vertical-align:top;word-wrap:break-word">
                                                            <h2 style="Margin:0!important;Margin-bottom:10px;color:inherit;font-family:Arial,sans-serif;font-size:24px;font-weight:400;line-height:32px;margin:0;margin-bottom:10px;mso-line-height-rule:exactly;padding:0;text-align:left;word-wrap:normal">OTP Személyi Kölcsönnel akár 8&nbsp;millió&nbsp;forintig tervezhet</h2></td>
                                                    </tr>
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                                        <tr style="padding:0;text-align:left;vertical-align:top">
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                                                                                    <td class="padding-top--34"><a href="https://www.otpbank.hu/email/?id=8w3iv3wiym0p2j28c0q86l43gw0z88oq523w2ji3t27zcctwr533944yucyzu2kjctqljr8w9o5zu51uvweq8ikmfuw42cx3mc3gt0wuigtwyutc3woyxrp1ku5j&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2FSzabadFelhasznalasuHitelek%2FSzemelyiKolcson%2FElethelyzetek%3Futm_source%3Dotpcampaign%26utm_medium%3Demail%26utm_campaign%3Dotp_szk_210101_211231_event_ehbet%26utm_content%3Dusp" rel="noopener noreferrer" target="_blank" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:16px;font-weight:400;hyphens:none;line-height:24px;margin:0;padding:0;padding-top:22px;text-align:left;vertical-align:top;word-wrap:break-word">
                                                                                    <img src="https://www.otpbank.hu/static/hirlevel/edm/sw/pic/block.jpg" style="width:100%;display:block;"></a>
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                                                <table class="row" style="border-collapse:collapse;border-spacing:0;display:table;padding:0;position:relative;text-align:left;vertical-align:top;width:100%">
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                                                                                        <p class="heading heading--h3 heading--bold" style="Margin:0;Margin-bottom:0;Margin-top:0;color:#1b1f27;font-family:Arial,sans-serif;font-size:28px;font-weight:600;hyphens:none;line-height:32px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;text-align:left">Kedves <span>Vigh Ferenc</span>!</p>
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                                                                                                                                                                                        <br>Szabad felhasználású OTP Személyi Kölcsönt kínálunk Önnek, <b style="font-weight:bold;">ingatlanfedezet és jövedelemigazolás nélkül, a teljes futamidő alatt fix törlesztőrészlettel.</b>
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                                                                                                                                                                                        <b style="font-weight:bold;color:#52ae30;">Igényeljen most, és használja fel tervei megvalósításához!</b>
                                                                                                                                                                                        <br>Legyen szó egy nagyobb összegű váratlan kiadásról vagy arról, hogy mostantól szeretne tudatosabban odafigyelni egészséges életmódjára, a szabad felhasználású OTP Személyi Kölcsönnel akár 8&nbsp;millió&nbsp;forintig tervezhet. Amennyiben elfogadja ajánlatunkat, pozitív hitelbírálat esetén az igényelt összeghez akár 24 órán belül hozzájuthat<sup style="font-size:12px;">1</sup>!

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                                                                                                                                                                                        <b style="font-weight:bold;color:#52ae30;">Mennyi pénzhez juthat?</b>
                                                                                                                                                                                        <br>Az OTP Bank most az alábbi feltételekkel kínálja Önnek Személyi Kölcsönét:
                                                                                                                                                                                        <br>Kölcsön összege: <span style="color:#52ae30;"><span>5 700 000</span></span> Ft
                                                                                                                                                                                        <br>Törlesztőrészlet: <span style="color:#52ae30;"><span>135 050</span></span> Ft/hó
                                                                                                                                                                                        <br>Futamidő: <span style="color:#52ae30;"><span>57</span></span> hónap
                                                                                                                                                                                        <br>THM mértéke: <span style="color:#52ae30;"><span>14.4</span></span>%
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                                                                                                                                                                                        A folyósított kölcsönösszeg után folyósítási jutalék kerül felszámításra az igénylés csatornájának függvényében, mely bankfióki igénylés esetén a folyósított összeg 0,75%-a, teljeskörű online igénylés esetében 0%. Teljeskörű online igénylésnek minősül az az igénylés, amikor az igénylés benyújtása és a szerződés megkötése is az online csatornán (OTP Internetbanki szolgáltatáson keresztül) történik.

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                                                                                                                                                                                        <b style="font-weight:bold;color:#52ae30;">Számoljon terveihez mérten!</b>
                                                                                                                                                                                        <br>Amennyiben a fenti ajánlattól eltérő, más összeg érdekelné, <br>
                                                                                                                                                                                        <b style="font-weight:bold;"><a href="https://www.otpbank.hu/email/?id=i23hve38y7p0ubwgg01q6luecj0zr89ktwe1wbg3tg7duct645exo4iyu56d8wkgg51mj4b297tzit1lvweyiiblfkw42cftmgep50t7il52pu5xew90frp3ki5t&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2FSzabadFelhasznalasuHitelek%2FSzemelyiKolcson%2FElethelyzetek%3Futm_source%3Dotpcampaign%26utm_medium%3Demail%26utm_campaign%3Dotp_szk_210101_211231_event_ehbet%26utm_content%3Dlink_kalk%23kalkulator" target="_blank" style="text-decoration:underline;outline:none; color:#0f87d2;">kalkulátorunk</a></b> segítségével kiszámolhatja törlesztőrészletét. A&nbsp;személyi kölcsön összegét és futamidejét <b style="font-weight:bold;">rugalmasan megválaszthatja</b>, az igényeinek megfelelően. Amennyiben a feltételeknek megfelelő összeget és futamidőt választ, és rendelkezik nettó 250.000 forint összegű rendszeres jövedelemmel, lehetősége van kedvezményes kamatozású Minősített Fogyasztóbarát Személyi Hitel igénylésére.<sup style="font-size:10px;">2</sup><br><br>
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                                                                                                            <td style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;background:#52ae30;background-color:#F60;border:none;border-collapse:collapse!important;border-radius:500px;color:#fff;font-family:Arial,sans-serif;font-size:16px;font-weight:400;hyphens:none;line-height:24px;margin:0 auto;padding:0;text-align:left;vertical-align:top;word-wrap:break-word" align="center"><a href="https://www.otpbank.hu/email/?id=82ewv3biy300ej27gp1hyl6egepzfio9523n2jk3t5uzlgtf45329rny7byz22n8ct1vb4u29ktdgtqev23qiiulx52rwcxtmge55pc78i5wfu50e2o7f20inutp&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2FSzabadFelhasznalasuHitelek%2FSzemelyiKolcson%2FElethelyzetek%3Futm_source%3Dotpcampaign%26utm_medium%3Demail%26utm_campaign%3Dotp_szk_210101_211231_event_ehbet%26utm_content%3Dgomb_kalk%23kalkulator" target="_blank" style="Margin:0;background-color:#F60;border:0 solid #F60;border-color:#F60;border-radius:32px;color:#fff;display:inline-block;font-family:Arial,sans-serif;font-size:16px;font-weight:700;line-height:1;margin:0 auto;padding:20px 30px;text-align:center;text-decoration:none">Kalkulálok</a></td>
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                                                                                                                                                                                        <b style="font-weight:bold;">THM OTP Személyi Kölcsön: 8,4 - 23,2%</b><br>
                                                                                                                                                                                        <b style="font-weight:bold;">THM Minősített Fogyasztóbarát Személyi Hitel: 8,4 - 13,6%</b>
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                                                                                        <b style="font-weight:bold;color:#52ae30;">Hogyan igényelheti a Személyi Kölcsönt?</b><br>
                                                                                                                                                                                Kérjen visszahívást kollégáinktól a bankfióki időpontfoglaláshoz, vagy jöjjön el személyesen bármelyik bankfiókunkba.
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                                                                                                                                                                                        <b style="font-weight:bold;color:#52ae30;">Bankfióki igényléshez, kérjük, hozza magával:</b><br>
                                                                                                                                                                                         <ul style="padding:0 0 0 20px;margin:0;color:#1b1f27;font-size:18px;line-height:24px;">
                                                                                                                                                                                        <li>érvényes személyi igazolványát;</li>
                                                                                                                                                                                        <li>lakcímkártyáját;</li>
                                                                                                                                                                                        <li>ha Ön nyugdíjas, a nyugdíjas igazolványát.</li>
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                                                                                                <td style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:16px;font-weight:400;hyphens:none;line-height:24px;margin:0;padding:0;text-align:left;vertical-align:top;word-wrap:break-word">
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                                                                                                            <td style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;background:#52ae30;background-color:#F60;border:none;border-collapse:collapse!important;border-radius:500px;color:#fff;font-family:Arial,sans-serif;font-size:16px;font-weight:400;hyphens:none;line-height:24px;margin:0 auto;padding:0;text-align:left;vertical-align:top;word-wrap:break-word" align="center"><a href="https://www.otpbank.hu/email/?id=iwebh3p86opp1bwqgp13ym2egh0zx89ttweb2b03597zng53rt3fo4ey7fyzq2kpg5qgjrxw9ttz3tqkv23biibmxu24ycxumc3k5phuib52w7tx32o9xwp6nr54&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2FSzabadFelhasznalasuHitelek%2FSzemelyiKolcson%2FElethelyzetek%3Futm_source%3Dotpcampaign%26utm_medium%3Demail%26utm_campaign%3Dotp_szk_210101_211231_event_ehbet%26utm_content%3Dgomb_vhk%23igenyles" target="_blank" style="Margin:0;background-color:#F60;border:0 solid #F60;border-color:#F60;border-radius:32px;color:#fff;display:inline-block;font-family:Arial,sans-serif;font-size:16px;font-weight:700;line-height:1;margin:0 auto;padding:20px 30px;text-align:center;text-decoration:none">Visszahívást kérek</a></td>
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                                                                                                                                                                                        <b style="font-weight:bold;color:#52ae30;">Szeretne biztos lenni abban, hogy váratlan helyzetekben is fizetni tudja majd a törlesztőrészletét?</b><br>
                                                                                                                                                                                        Kössön törlesztési biztosítást Személyi Kölcsöne mellé. Így ha Ön elveszíti munkáját, illetve betegség vagy baleset miatt átmenetileg nem tud pénzt keresni, a nehéz időszakban legalább a törlesztőrészletek megfizetése miatt nem kell aggódnia.<sup style="font-size:12px;font-weight:normal;">3</sup> <br>
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                                                                                                                                                                                        <br>Személyi Kölcsön reprezentatív példa:
                                                                                                                                                                                        <br>
                                                                                                                                                                                        Kölcsön összege 500 000 Ft, kölcsön futamideje 36 hónap, ügyleti kamat mértéke 19,99%, Teljes Hiteldíj Mutató (THM) értéke 22,9%, hitelkamat típusa fix, havi törlesztőrészlet 18 650 Ft, kölcsön teljes díja 175 150 Ft, fizetendő teljes összeg 675 150 Ft.
Kölcsön összege 3 000 000 Ft, kölcsön futamideje 60 hónap, ügyleti kamat mértéke 15,99%, Teljes Hiteldíj Mutató (THM) értéke 17,9%, hitelkamat típusa fix, havi törlesztőrészlet 73 293 Ft, kölcsön teljes díja 1 420 064 Ft, fizetendő teljes összeg 4 420 064 Ft.

                                                                                                                                                                                <br>
                                                                                                                                                                                        Minősített Fogyasztóbarát Személyi Hitel reprezentatív példa:
Kölcsön összege 3 000 000 Ft, kölcsön futamideje 61 hónap, ügyleti kamat mértéke 12,28%, Teljes Hiteldíj Mutató (THM) értéke 13,5%, hitelkamat típusa fix, havi törlesztőrészlet 66 621 Ft, kölcsön teljes díja 1 086 369 Ft, fizetendő teljes összeg 4 086 369 Ft.
                                                                                         <br>A THM értékek meghatározása az aktuális feltételek, illetve a hatályos jogszabályok figyelembevételével történt, értéke a feltételek változása esetén módosulhat. A Minősített Fogyasztóbarát Személyi Hitelhez kapcsolódó THM érték 3 000 000 Ft hitelösszeg és 61 hónap futamidő alapulvételével került meghatározásra. A bank a hitelbírálat és a kondíciók módosításának jogát fenntartja.


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                                                                                    <td class="hr" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;background-color:#e8e7e7;border:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:16px;font-weight:400;height:1px;hyphens:none;line-height:1px;margin:0;mso-line-height-rule:exactly;padding:0;text-align:left;vertical-align:top;word-wrap:break-word">&nbsp;</td>
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                                                                                    <td style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:18px;font-weight:400;hyphens:none;line-height:24px;margin:0;padding:0;padding-bottom:20px;padding-top:23px;text-align:left;vertical-align:top;word-wrap:break-word">
                                                                                        <p class="closing-greetings" style="Margin:0;Margin-bottom:0;Margin-top:0;color:#4a4a4a;font-family:Arial,sans-serif;font-size:18px;font-weight:400;hyphens:none;line-height:24px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;text-align:left">Üdvözlettel,
                                                                                            <br><strong>OTP Bank</strong></p>
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                                                                                    <td class="disclaimer" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:16px;font-weight:400;hyphens:none;line-height:24px;margin:0;padding:0;padding-bottom:24px;text-align:left;vertical-align:top;word-wrap:break-word">
                                                                                        <p style="Margin:0;Margin-bottom:0;Margin-top:0;color:#6E7482;font-family:Arial,sans-serif;font-size:14px;font-weight:400;hyphens:none;line-height:24px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;padding-bottom:25px;text-align:left">
                                                                                                                                                                                        A fenti kondíciók a Bank 2021. január 1-én érvényes kondíciói alapján kerültek meghatározásra. A Bank a kondíciók megváltoztatásának jogát fenntartja.

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                                                                                                                                                                                <p style="Margin:0;Margin-bottom:0;Margin-top:0;color:#6E7482;font-family:Arial,sans-serif;font-size:14px;font-weight:400;hyphens:none;line-height:24px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;padding-bottom:25px;text-align:left">
                                                                                                                                                                                
                                                                                                                                                                                        <sup style="font-size:10px;">1</sup> Az adatok rögzítése után a hitelbírálat következik, amely a rendszereinkben általában csak 1-2 percet vesz igénybe. Pozitív bírálat esetén, átlagosan a hiteligénylés elindításától kezdve egy munkanapon belül megérkezik a kölcsönösszeg ügyfeleink fizetési számlájára.
                                                                                                                                                                                </p>
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                                                                                                                                                                                        <sup style="font-size:10px;">2</sup> Minősített Fogyasztóbarát Személyi Hitel igénylésnek feltétele, hogy Ön a kölcsön igénylésekor betöltötte a 21. életévét, a kölcsön futamidejének lejártakor a 70. életévét nem tölti be (amennyiben a kölcsön futamideje alatt betölti a 70. életévet, a Bank további biztosíték bevonását – adóstárs – is kérheti) , minimum nettó 250 000 Ft összeget elérő rendszeres, jövedelemmel rendelkezik, valamint, hogy az igényelt személyi kölcsön összege eléri a minimum 2 000 000 Ft-ot ,de maximum 8 000 000 Ft, és a választott futamidő minimum 61 hónap legyen.
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                                                                                                                                                                                        <sup style="font-size:10px;">3</sup> A törlesztési biztosítást partnerünk, a Groupama Biztosító Zrt. nyújtja. A biztosításról részletes tájékoztatást kaphat a honlapunkon (www.otpbank.hu) és fiókjainkban, vagy hívja a 06&nbsp;1&nbsp;366&nbsp;6666-os számot és válassza a 7-es menüpontot.
                                                                                                                                                                                </p>
                                                                                                                                                                                <p style="Margin:0;Margin-bottom:0;Margin-top:0;color:#6E7482;font-family:Arial,sans-serif;font-size:14px;font-weight:400;hyphens:none;line-height:24px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;padding-bottom:25px;text-align:left">
                                                                                                                                                                                
                                                                                                                                                                                        Bankfióki látogatását megelőzően javasoljuk, hogy foglaljon időpontot néhány egyszerű lépésben honlapunkon vagy az OTP Internetbank felületen, elkerülve ezzel a felesleges várakozást. Kérjük, viseljen orrot és szájat folyamatosan elfedő maszkot míg bankfiókunkban tartózkodik. Köszönjük együttműködését!
                                                                                                                                                                                </p>
                                                                                                                                                                                <p style="Margin:0;Margin-bottom:0;Margin-top:0;color:#6E7482;font-family:Arial,sans-serif;font-size:14px;font-weight:400;hyphens:none;line-height:24px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;padding-bottom:10px;text-align:left">
                                                                                                                                                                                
                                                                                                                                                                                        A tájékoztatás nem teljes körű. A jelen levél nem minősül a Ptk. 6:64. §-a szerinti ajánlattételnek, a Bank a hitelbírálat jogát fenntartja, továbbá az egyes feltételek a hitelbírálat eredményétől függően változhatnak. A Személyi Kölcsön igénybevételének feltétele, hogy Ön legalább havi nettó 100 ezer Ft összeget elérő rendszeres, munkaviszonyból származó jövedelemmel vagy 75 ezer Ft összeget elérő rendszeres, nyugdíjból származó jövedelemmel rendelkezzen. További részletes információért kérjük, tájékozódjon az OTP Bank bankfiókjaiban és honlapján (www.otpbank.hu) közzétett üzletszabályzatokból és hirdetményekből. Tájékoztatjuk, hogy amennyiben a jövőben nem szeretne értesülni akcióinkról, egyes ajánlatainkról, új szolgáltatásainkról, akkor az Ön azonosításához szükséges adatok megadásával az informacio_at_otpbank.hu e-mail címen vagy a 1876 Budapest levélcímen vagy a 06&nbsp;1&nbsp;366&nbsp;6666-os telefonszámon, illetve bankfiókjainkban személyesen is bármikor, indoklás nélkül, ingyenesen letilthatja a további marketing célú megkereséseket.
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                                                                                                    <p class style="Margin:0;Margin-bottom:0;Margin-top:0;color:#fff;font-family:Arial,sans-serif;font-size:15px;font-weight:600;hyphens:none;line-height:24px;margin:0;margin-bottom:0;margin-top:0;mso-line-height-rule:exactly;padding:0;text-align:left;text-decoration:none">Hívjon minket:</p>
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                                                                                                <td class="l-footer__call-to-call-link" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:16px;font-weight:400;hyphens:none;line-height:24px;margin:0;padding:0;text-align:left;vertical-align:top;word-wrap:break-word"><a href="tel:+3613666000" class="l-footer__link--call" style="Margin:0;color:#fff;font-family:Arial,sans-serif;font-size:15px;font-weight:600;line-height:24px;margin:0;mso-line-height-rule:exactly;padding:0;text-align:left;text-decoration:none">+36 (1) 3 666 666</a></td>
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                                                                                    <td class="l-footer__icon l-footer__icon--message" valign="top" style="-moz-hyphens:auto;-webkit-hyphens:auto;Margin:0;border-collapse:collapse!important;color:#4a4a4a;font-family:Arial,sans-serif;font-size:0;font-weight:400;hyphens:none;line-height:24px;margin:0;mso-line-height-rule:exactly;padding:0;padding-left:5px;padding-right:16px;text-align:center;vertical-align:middle;width:40px;word-wrap:break-word"><img src="https://www.otpbank.hu/static/hirlevel/edm/sw/pic/icon_envelope_green.png" alt width="40" height="24" style="-ms-interpolation-mode:bicubic;clear:both;display:inline-block;max-width:100%;outline:0;text-decoration:none;width:auto"></td>
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