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<span style="display:none;font-size:0px;line-height:0px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">Egy törlesztőrészlettel és online igényléssel</span>
<span style="display:none;font-size:0px;line-height:0px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌ ͏‌
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<td valign="top" align="left"><a href="
https://www.otpbank.hu/email/?id=c33lcm9xglm7hv9qkv1re2ehetiz9w14qk33kggi4o8zf3t3hq7jufw6u54zcq0giiqnmv593v2z5m1yvwrhgpxhbugj0k42v8qk52556lu84ytn77u65h7xjmf8&u=https%3A%2F%2Fwww.otpbank.hu" class="imglink" target="_blank">
<img src="
https://www.otpbank.hu/static/hirlevel/edm/sw/pic/otpbank_logo.png" width="152" height="32" alt="OTP Bank" border="0" style="display:block;font-size:14px;max-width:100%;height:auto;" class="width152" />
</a>
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<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
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<td valign="top" width="100%" style="padding:0;">
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<td valign="top" style="padding-bottom:16px;"><h1 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:32px;color:#151617;font-weight:normal;line-height:40px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;padding:0;margin:0;"><b>Plusz <span>2 546 189</span> forinthoz juthat</b></h1>
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<td valign="top" style="padding-bottom:24px;"><h3 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;padding:0;margin:0;">Ha új személyi kölcsönt igényel, továbbra is csak egy törlesztőrészletet kell fizetnie</h3>
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<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
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<td valign="top" style="padding-top:24px;padding-bottom:24px;"><h2 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;padding:0;margin:0;"><strong>Tisztelt <span>Barancsi Lászlóné</span>!</strong></h2>
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<td valign="top" style="padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:18px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Köszönjük, hogy nálunk igényelte jelenlegi személyi kölcsönét!</p>
<p style="padding:0;margin:0;">Szeretnénk felhívni figyelmét, hogy egy új kölcsönnel <strong>egyszerűen kiválthatja meglévő hitelét, akár a mobiljáról is</strong>. Így <strong>plusz pénzhez juthat</strong>, miközben továbbra is csak egyetlen kölcsönt kell törlesztenie.</p></div>
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<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="center">
<!--[if !mso]><!-- -->
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm&deep_link_sub1=aut_nbo_szk-topup_om&c=aut_nbo_szk-topup_om&af_ad=cta1" target="_blank" style="display:inline-block; text-decoration:none;" class="fluid-on-mobile">
<span>
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Tovább az igényléshez</b></span>
</font>
</span>
</td>
</tr>
</table>
</span>
</a>
<!--<![endif]-->
<div style="display:none; mso-hide: none;">
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm&deep_link_sub1=aut_nbo_szk-topup_om&c=aut_nbo_szk-topup_om&af_ad=cta1" target="_blank" style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;text-decoration:none;text-align:center;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Tovább az igényléshez</b></span>
</font>
</span>
</a>
</td>
</tr>
</table>
</div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:15.999999999999918px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.8985507246376665%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]-->
<!--[if gte mso 9]></tr></table><![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td></tr></table><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#ffffff" style="background-color:#ffffff;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
<tr>
<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:16px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.898550724637681%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#eef7ea" style="background-color:#eef7ea;border-radius:24px;border-collapse:separate !important;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-radius:24px;border-collapse:separate !important;">
<tr>
<td valign="top" style="padding:24px;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-bottom:24px;"><h3 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;padding:0;margin:0;"><strong>Mennyi pénzhez juthat?</strong></h3>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:2px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Az új kölcsön összege: <span>4 160 000</span> Ft<sup style="line-height:0 !important;font-size: 75% !important;">1</sup></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Törlesztőrészlet: <span>163 051</span> Ft/hónap</p>
<p style="padding:0;margin:0;">Futamidő: <span>32</span> hónap</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top"><h3 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;padding:0;margin:0;"><strong>THM mértéke: <span>19.4</span>%</strong></h3>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Az Ön részére ajánlott kölcsön összegből kivonjuk az aktuális tartozását, ami levelünk írásakor <span>1 613 811</span> Ft.</p>
<p style="padding:0;margin:0;">Így most akár <strong><span>2 546 189</span> forint szabadon felhasználható </strong>összeghez juthat.</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="center">
<!--[if !mso]><!-- -->
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm" target="_blank" style="display:inline-block; text-decoration:none;" class="fluid-on-mobile">
<span>
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Igénylem</b></span>
</font>
</span>
</td>
</tr>
</table>
</span>
</a>
<!--<![endif]-->
<div style="display:none; mso-hide: none;">
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm" target="_blank" style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;text-decoration:none;text-align:center;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Igénylem</b></span>
</font>
</span>
</a>
</td>
</tr>
</table>
</div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="padding:0;margin:0;">Ettől eltérő összegű kölcsönt szeretne felvenni? Kalkulálja ki a törlesztőrészletét!</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="center" style="padding-bottom:10px;"><!--[if gte mso 9]><table width="400" cellpadding="0" cellspacing="0"><tr><td><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" class="fluid-on-mobile img-wrap" style="max-width:100%;">
<tr>
<td valign="top" align="center" style="padding-bottom:10px;"><a href="
https://www.otpbank.hu/email/?id=g33ecmxxgcm7ghotkhq23wth3w8dc2qh1n3bkcti4q8d33txvq7xufg6u74d8qp08i14lhv935wd9l1uhw47g00vbgcbwnrchiq5t2u5y9u8vy5m7uumtbu5bnfw&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2Fszabad-felhasznalasu-hitelek%2Fszemelyi-kolcson%2Fdm-ajanlat-4%3Fi%3D1%26%26utm_source%3Downed-otp%26utm_medium%3Dedm%26utm_campaign%3Daut_nbo_szk-topup_om%26utm_content%3Dpic%23kalkulator" class="imglink" target="_blank">
<img src="
https://www.otpbank.hu/static/hirlevel/edm/sw/pic/OTP_szemelyi_kolcson_kalkulator_400x400.gif" width="400" height="400" alt="" border="0" style="display:block;font-size:14px;max-width:100%;height:auto;" class="width400" />
</a>
</td>
</tr>
</table>
<!--[if gte mso 9]></td></tr></table><![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td></tr></table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:15.999999999999918px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.8985507246376665%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]-->
<!--[if gte mso 9]></tr></table><![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td></tr></table><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#ffffff" style="background-color:#ffffff;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-right:24px;padding-bottom:24px;padding-left:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
<tr>
<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:16px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.898550724637681%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Üdvözlettel:</p>
<p style="padding:0;margin:0;"><strong>OTP Bank</strong></p></div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:15.999999999999918px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.8985507246376665%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]-->
<!--[if gte mso 9]></tr></table><![endif]-->
</td>
</tr>
</table>
</td>
</tr>
</table>
</td></tr></table><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#52ae30" style="background-color:#52ae30;border-radius:32px;border-collapse:separate !important;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-radius:32px;border-collapse:separate !important;">
<tr>
<td valign="top"><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#52ae30" style="background-color:#52ae30;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-right:24px;padding-left:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
<tr>
<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:15.999999999999998px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.8985507246376807%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td style="padding:4px;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#ffffff;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:left;"><p style="padding:0;margin:0;">Kérdés esetén keressen minket bizalommal!</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" width="5.384615384615386%">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="left"><!--[if gte mso 9]><table width="24" cellpadding="0" cellspacing="0"><tr><td><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" class="img-wrap" style="max-width:100%;">
<tr>
<td valign="top" align="left"><img src="
https://www.otpbank.hu/static/hirlevel/edm/sw/pic/new_phone_action_upload.png" width="24" height="24" alt="" border="0" style="display:block;font-size:14px;max-width:100%;height:auto;" class="width24" />
</td>
</tr>
</table>
<!--[if gte mso 9]></td></tr></table><![endif]-->
</td>
</tr>
</table>
</td>
<td valign="top" width="1.5384615384615385%"> </td>
<td valign="top" width="93.07692307692308%">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-bottom:16px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#ffffff;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:left;"><p style="padding:0;margin:0;"><a href="
https://retail.digital.otpbank.hu/WSgJ/rafolyositas1" target="_blank" style="text-decoration:none !important;color:#ffffff !important;"><font style="color:#ffffff;"><b>Online igénylés</b></font></a></p></div>
</td>
</tr>
</table>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:8px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:8px solid transparent;">
<tr>
<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
</tr>
</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:15.999999999999918px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.8985507246376665%" class="col hide-on-mobile" align="left" style="float:left;">
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<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#7d828b;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><sup style="line-height:0 !important;font-size: 75% !important;"><span
style="font-size: 10.5px;">1</span></sup> A felajánlott kölcsönösszeget csökkenthetjük, vagy akár el is utasíthatjuk a kölcsönigénylést, ha jövedelme, kiadásai és törlesztései alapján nem engedheti meg magának az új kölcsönt, vagy szerepel a Központi Hitelinformációs Rendszerben (KHR, korábbi BAR), vagy hátraléka van velünk szemben, vagy változnak a hitelekkel kapcsolatos jogszabályok.</p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"> </p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">OTP Személyi Kölcsön reprezentatív példa: Kölcsön összege <span>3 000 000</span> Ft, kölcsön futamideje <span>60</span> hónap, ügyleti kamat mértéke <span>18,99</span>%, Teljes Hiteldíj Mutató (THM) értéke <span>21,5</span>%, hitelkamat típusa <span>fix</span>, havi törlesztőrészlet <span>78 241</span> Ft, kölcsön teljes díja <span>1 716 960</span> Ft, fizetendő teljes összeg <span>4 716 960</span> Ft.</p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"> </p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">A tájékoztatás nem teljes körű és nem minősül ajánlattételnek. A Bank a hitelbírálat és a kondíciók módosításának jogát fenntartja, az egyes feltételek a hitelbírálat eredményétől függően változhatnak. A THM meghatározása az aktuális feltételek, illetve a hatályos jogszabályok figyelembevételével történt, értéke a feltételek változtatása esetén módosulhat. További részletekről, kérjük, tájékozódjon az OTP Bank bankfiókjaiban és honlapján (<a href="
https://www.otpbank.hu/email/?id=ceemgmofglm7vv9qnvq4e2ehet8zo2q41keekgg8ro8dfe53vqujuf26ut4zg1pgi81nlh5o3vwz5l16v2rhgpxhb7gbpk4wvi1ntwt5ym7irytnu77y5vufblx8&u=https%3A%2F%2Fwww.otpbank.hu" target="_blank" style="text-decoration:underline !important;color:#52ae30 !important;"><font style="color:#52ae30;">www.otpbank.hu</font></a>) közzétett üzletszabályzatokból és hirdetményekből.</p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"> </p>
<p style="padding:0;margin:0;">Tájékoztatjuk, hogy korábban tett marketing jellegű megkereséséhez hozzájáruló nyilatkozatát bármikor, korlátozás és indoklás nélkül visszavonhatja az <a href="mailto:informacio_at_otpbank.hu" style="text-decoration:underline !important;color:#52ae30 !important;"><font style="color:#52ae30;">informacio_at_otpbank.hu</font></a> címen, a 06 1/20/30/70 366 6666-os telefonszámon, az OTP Bank fiókokban, illetve az OTP Bank Nyrt. 1876 Budapest postai címen.</p></div>
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<td valign="top" style="padding-bottom:12px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#7d828b;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:center;"><p style="padding:0;margin:0;">© <span>2026</span> – OTP Bank Nyrt. Minden jog fenntartva</p></div>
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<img src="
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<td valign="top" align="left"><!--[if gte mso 9]><table width="600" cellpadding="0" cellspacing="0"><tr><td><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" class="fluid-on-mobile img-wrap" style="max-width:100%;">
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<td valign="top" align="left"><img src="
https://www.otpbank.hu/static/hirlevel/edm/sw/pic/OTP_szemelyi_kolcson_edm02_608x260.jpg" width="600" height="256" alt="" border="0" style="display:block;font-size:14px;max-width:100%;height:auto;" class="width600" />
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</td></tr></table><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#f6f7fa" style="background-color:#f6f7fa;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<td valign="top" style="padding-top:24px;padding-right:24px;padding-left:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
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<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:16px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.898550724637681%" class="col hide-on-mobile" align="left" style="float:left;">
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<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
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<td valign="top" width="100%" style="padding:0;">
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<td valign="top" style="padding-bottom:16px;"><h1 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:32px;color:#151617;font-weight:normal;line-height:40px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;padding:0;margin:0;"><b>Plusz <span>2 546 189</span> forinthoz juthat</b></h1>
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<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<td valign="top" style="padding-bottom:24px;"><h3 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;padding:0;margin:0;">Ha új személyi kölcsönt igényel, továbbra is csak egy törlesztőrészletet kell fizetnie</h3>
</td>
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</td>
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<table cellpadding="0" cellspacing="0" border="0" width="2.8985507246376665%" class="col hide-on-mobile" align="left" style="float:left;">
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</td></tr></table><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#ffffff" style="background-color:#ffffff;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<td valign="top" style="padding-right:24px;padding-left:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
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<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:16px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.898550724637681%" class="col hide-on-mobile" align="left" style="float:left;">
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<td valign="top" width="100%" style="padding:0;">
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<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
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<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
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<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<td valign="top" style="padding-top:24px;padding-bottom:24px;"><h2 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;padding:0;margin:0;"><strong>Tisztelt <span>Barancsi Lászlóné</span>!</strong></h2>
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<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<td valign="top" style="padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:18px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Köszönjük, hogy nálunk igényelte jelenlegi személyi kölcsönét!</p>
<p style="padding:0;margin:0;">Szeretnénk felhívni figyelmét, hogy egy új kölcsönnel <strong>egyszerűen kiválthatja meglévő hitelét, akár a mobiljáról is</strong>. Így <strong>plusz pénzhez juthat</strong>, miközben továbbra is csak egyetlen kölcsönt kell törlesztenie.</p></div>
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<td valign="top" style="padding-right:24px;padding-bottom:24px;padding-left:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
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<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:16px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.898550724637681%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
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<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="center">
<!--[if !mso]><!-- -->
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm&deep_link_sub1=aut_nbo_szk-topup_om&c=aut_nbo_szk-topup_om&af_ad=cta1" target="_blank" style="display:inline-block; text-decoration:none;" class="fluid-on-mobile">
<span>
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Tovább az igényléshez</b></span>
</font>
</span>
</td>
</tr>
</table>
</span>
</a>
<!--<![endif]-->
<div style="display:none; mso-hide: none;">
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm&deep_link_sub1=aut_nbo_szk-topup_om&c=aut_nbo_szk-topup_om&af_ad=cta1" target="_blank" style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;text-decoration:none;text-align:center;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Tovább az igényléshez</b></span>
</font>
</span>
</a>
</td>
</tr>
</table>
</div>
</td>
</tr>
</table>
</td>
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</table>
<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:15.999999999999918px;"><![endif]-->
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</td></tr></table><table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#ffffff" style="background-color:#ffffff;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding:24px;"><table cellpadding="0" cellspacing="0" border="0" width="100%" class="mcol">
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<td valign="top" style="padding:0;mso-cellspacing:0in;">
<!--[if gte mso 9]><table cellpadding="0" cellspacing="0" border="0" width="100%"><tr><![endif]-->
<!--[if gte mso 9]><td valign="top" style="padding:0;width:16px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="2.898550724637681%" class="col hide-on-mobile" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-top:4px solid transparent;">
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<td style="font-size:0px;line-height:0;mso-line-height-rule:exactly;">
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<!--[if gte mso 9]></td><![endif]--><!--[if gte mso 9]><td valign="top" style="padding:0;width:520px;"><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
<tr>
<td valign="top" width="100%" style="padding:0;">
<table cellpadding="0" cellspacing="0" border="0" width="100%" bgcolor="#eef7ea" style="background-color:#eef7ea;border-radius:24px;border-collapse:separate !important;"><tr><td>
<table cellpadding="0" cellspacing="0" border="0" width="100%" style="border-radius:24px;border-collapse:separate !important;">
<tr>
<td valign="top" style="padding:24px;">
<table cellpadding="0" cellspacing="0" border="0" width="100%">
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<td valign="top" style="padding-bottom:24px;"><h3 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;padding:0;margin:0;"><strong>Mennyi pénzhez juthat?</strong></h3>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:2px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Az új kölcsön összege: <span>4 160 000</span> Ft<sup style="line-height:0 !important;font-size: 75% !important;">1</sup></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Törlesztőrészlet: <span>163 051</span> Ft/hónap</p>
<p style="padding:0;margin:0;">Futamidő: <span>32</span> hónap</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top"><h3 style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:24px;color:#151617;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;padding:0;margin:0;"><strong>THM mértéke: <span>19.4</span>%</strong></h3>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Az Ön részére ajánlott kölcsön összegből kivonjuk az aktuális tartozását, ami levelünk írásakor <span>1 613 811</span> Ft.</p>
<p style="padding:0;margin:0;">Így most akár <strong><span>2 546 189</span> forint szabadon felhasználható </strong>összeghez juthat.</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="center">
<!--[if !mso]><!-- -->
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm" target="_blank" style="display:inline-block; text-decoration:none;" class="fluid-on-mobile">
<span>
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Igénylem</b></span>
</font>
</span>
</td>
</tr>
</table>
</span>
</a>
<!--<![endif]-->
<div style="display:none; mso-hide: none;">
<table cellpadding="0" cellspacing="0" border="0" bgcolor="#52ae30" class="fluid-on-mobile" style="border-radius:24px;border-collapse:separate !important;background-color:#52ae30;">
<tr>
<td align="center" style="padding-top:12px;padding-right:32px;padding-bottom:12px;padding-left:32px;">
<a href="
https://retail.digital.otpbank.hu/WSgJ?af_web_dp=https%3A%2F%2Finternetbank.otpbank.hu%2Fszemelyi-kolcson&af_xp=custom&pid=owned&deep_link_value=PERSONAL_LOAN&deep_link_sub2=owned&deep_link_sub3=edm" target="_blank" style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;text-decoration:none;text-align:center;">
<span style="color:#ffffff !important;font-family:Arial;font-size:18px;mso-line-height:exactly;line-height:24px;mso-text-raise:3px;letter-spacing: normal;">
<font style="color:#ffffff;" class="button">
<span><b>Igénylem</b></span>
</font>
</span>
</a>
</td>
</tr>
</table>
</div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="padding:0;margin:0;">Ettől eltérő összegű kölcsönt szeretne felvenni? Kalkulálja ki a törlesztőrészletét!</p></div>
</td>
</tr>
</table>
<table cellpadding="0" cellspacing="0" border="0" width="100%">
<tr>
<td valign="top" align="center" style="padding-bottom:10px;"><!--[if gte mso 9]><table width="400" cellpadding="0" cellspacing="0"><tr><td><![endif]-->
<table cellpadding="0" cellspacing="0" border="0" class="fluid-on-mobile img-wrap" style="max-width:100%;">
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<td valign="top" align="center" style="padding-bottom:10px;"><a href="
https://www.otpbank.hu/email/?id=ge3egmxfccluchotkhq2325he2idg2qv1k3bngt8rqid335xvq7xufc67urz81pp8iq4lvv9352zomquv2r7gp0hbgcjwkrgh8qtt27t6o7ivy5l777ltjutbkf2&u=https%3A%2F%2Fwww.otpbank.hu%2Fportal%2Fhu%2Fv7%2Fszabad-felhasznalasu-hitelek%2Fszemelyi-kolcson%2Fdm-ajanlat-4%3Fi%3D1%26%26utm_source%3Downed-otp%26utm_medium%3Dedm%26utm_campaign%3Daut_nbo_szk-topup_om%26utm_content%3Dpic%23kalkulator" class="imglink" target="_blank">
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<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:16px;color:#151617;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">Üdvözlettel:</p>
<p style="padding:0;margin:0;"><strong>OTP Bank</strong></p></div>
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<table cellpadding="0" cellspacing="0" border="0" width="94.20289855072464%" class="col" align="left" style="float:left;">
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<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#ffffff;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:left;"><p style="padding:0;margin:0;">Kérdés esetén keressen minket bizalommal!</p></div>
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<td valign="top" align="left"><img src="
https://www.otpbank.hu/static/hirlevel/edm/sw/pic/new_phone_action_upload.png" width="24" height="24" alt="" border="0" style="display:block;font-size:14px;max-width:100%;height:auto;" class="width24" />
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https://retail.digital.otpbank.hu/WSgJ/rafolyositas1" target="_blank" style="text-decoration:none !important;color:#ffffff !important;"><font style="color:#ffffff;"><b>Online igénylés</b></font></a></p></div>
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<td valign="top" style="padding-top:24px;padding-bottom:24px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#7d828b;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><sup style="line-height:0 !important;font-size: 75% !important;"><span
style="font-size: 10.5px;">1</span></sup> A felajánlott kölcsönösszeget csökkenthetjük, vagy akár el is utasíthatjuk a kölcsönigénylést, ha jövedelme, kiadásai és törlesztései alapján nem engedheti meg magának az új kölcsönt, vagy szerepel a Központi Hitelinformációs Rendszerben (KHR, korábbi BAR), vagy hátraléka van velünk szemben, vagy változnak a hitelekkel kapcsolatos jogszabályok.</p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"> </p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">OTP Személyi Kölcsön reprezentatív példa: Kölcsön összege <span>3 000 000</span> Ft, kölcsön futamideje <span>60</span> hónap, ügyleti kamat mértéke <span>18,99</span>%, Teljes Hiteldíj Mutató (THM) értéke <span>21,5</span>%, hitelkamat típusa <span>fix</span>, havi törlesztőrészlet <span>78 241</span> Ft, kölcsön teljes díja <span>1 716 960</span> Ft, fizetendő teljes összeg <span>4 716 960</span> Ft.</p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"> </p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;">A tájékoztatás nem teljes körű és nem minősül ajánlattételnek. A Bank a hitelbírálat és a kondíciók módosításának jogát fenntartja, az egyes feltételek a hitelbírálat eredményétől függően változhatnak. A THM meghatározása az aktuális feltételek, illetve a hatályos jogszabályok figyelembevételével történt, értéke a feltételek változtatása esetén módosulhat. További részletekről, kérjük, tájékozódjon az OTP Bank bankfiókjaiban és honlapján (<a href="
https://www.otpbank.hu/email/?id=ce3lcm9xclluvho1nv143wevet8d92qrqkeencg8498df3t3vqub7xw6u54zg10gii1kmht93h2d5l16hw4vc0fvjucj0kr2h81k5wtt6mui46tkuuu6tvufjlxi&u=https%3A%2F%2Fwww.otpbank.hu" target="_blank" style="text-decoration:underline !important;color:#52ae30 !important;"><font style="color:#52ae30;">www.otpbank.hu</font></a>) közzétett üzletszabályzatokból és hirdetményekből.</p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"> </p>
<p style="padding:0;margin:0;">Tájékoztatjuk, hogy korábban tett marketing jellegű megkereséséhez hozzájáruló nyilatkozatát bármikor, korlátozás és indoklás nélkül visszavonhatja az <a href="mailto:informacio_at_otpbank.hu" style="text-decoration:underline !important;color:#52ae30 !important;"><font style="color:#52ae30;">informacio_at_otpbank.hu</font></a> címen, a 06 1/20/30/70 366 6666-os telefonszámon, az OTP Bank fiókokban, illetve az OTP Bank Nyrt. 1876 Budapest postai címen.</p></div>
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<td valign="top" style="padding-bottom:12px;"><div style="font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14px;color:#7d828b;font-weight:normal;line-height:24px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:5px;text-align:center;"><p style="padding:0;margin:0;">© <span>2026</span> – OTP Bank Nyrt. Minden jog fenntartva</p></div>
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Received on Fri Mar 06 2026 - 15:21:55 CET
